Ojiako, U., Manungo, T., Chipulu, M. and Johnson, J.E.
The impact of regulation on risk perception: evidence from the banking industry. Southampton, UK, University of Southampton
(Discussion Papers in Centre for Risk Research: Working Paper Series, CRR-10-02).
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This paper explores the impact of regulations on the perceptions and management of risk. The study focuses on Zimbabwean banks. We evaluated the influence of banking regulatory policy using data gathered from a Regulatory Impact Assessment (RIA) questionnaire and data measuring annual overall output from Zimbabwean banks. Overall, we found that risk management policies in Zimbabwean banks appear less than robust. The main reason for this appears to be the near chaotic nature of banking regulation provided by the Reserve Bank of Zimbabwe.
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