The 'cultural inflation of morbidity' during the English mortality decline: a new look
The 'cultural inflation of morbidity' during the English mortality decline: a new look
This article contributes to the debate about using insurance records to reconstruct historical experiences of sickness during the Western mortality transition. Critics regard these sources as problematic as they measure morbidity indirectly through absences from work; these might be determined not by timeless biological criteria but by more contingent factors, notably shifting norms surrounding the sick role and responses to economic incentives (for which we adopt the generic term ‘cultural inflation of morbidity’). We review historical demographers’ contributions to this literature and discuss the concepts of moral hazard and the principal/agent problem as developed by health economists. This leads us to frame three empirical tests for ‘cultural inflation’ which allow us to assess the validity of insurance records for deriving morbidity trends: was there an increasing frequency of claims for complaints of diminishing severity; were unduly prolonged claims noticeable, particularly by older people for whom sickness benefit may have compensated for income insecurity; and did the insurer satisfactorily manage the agency problem to ensure reliable physician gatekeeping? We analyse records of the Hampshire Friendly Society, an exceptionally well-documented fund operational in Southern England, 1825–1989. Findings are based on a dataset of individual sickness histories of a sample of 5552 men and on qualitative documentary analysis of administrative records. On each count our results fail to demonstrate a cultural inflation of morbidity, except perhaps for those aged over 65. However, occasional discussion in the administrative records of economic incentives encouraging unnecessary prolongation of claims means we cannot rule it out entirely.
england, morbidity, insurance, friendly society, cultural inflation, sick role, uk, historical
1775-1783
Gorsky, Martin
eec8a057-8df6-4841-a447-50abc7d38c2b
Guntupalli, Aravinda Meera
6ab00497-f86b-4bec-b393-c35a0c1054c9
Harris, Bernard
4fb9402b-64f0-474b-b41f-a9ca34d4ff50
Hinde, Andrew
0691a8ab-dcdb-4694-93b4-40d5e71f672d
December 2011
Gorsky, Martin
eec8a057-8df6-4841-a447-50abc7d38c2b
Guntupalli, Aravinda Meera
6ab00497-f86b-4bec-b393-c35a0c1054c9
Harris, Bernard
4fb9402b-64f0-474b-b41f-a9ca34d4ff50
Hinde, Andrew
0691a8ab-dcdb-4694-93b4-40d5e71f672d
Gorsky, Martin, Guntupalli, Aravinda Meera, Harris, Bernard and Hinde, Andrew
(2011)
The 'cultural inflation of morbidity' during the English mortality decline: a new look.
Social Science & Medicine, 73 (12), .
(doi:10.1016/j.socscimed.2011.09.028).
Abstract
This article contributes to the debate about using insurance records to reconstruct historical experiences of sickness during the Western mortality transition. Critics regard these sources as problematic as they measure morbidity indirectly through absences from work; these might be determined not by timeless biological criteria but by more contingent factors, notably shifting norms surrounding the sick role and responses to economic incentives (for which we adopt the generic term ‘cultural inflation of morbidity’). We review historical demographers’ contributions to this literature and discuss the concepts of moral hazard and the principal/agent problem as developed by health economists. This leads us to frame three empirical tests for ‘cultural inflation’ which allow us to assess the validity of insurance records for deriving morbidity trends: was there an increasing frequency of claims for complaints of diminishing severity; were unduly prolonged claims noticeable, particularly by older people for whom sickness benefit may have compensated for income insecurity; and did the insurer satisfactorily manage the agency problem to ensure reliable physician gatekeeping? We analyse records of the Hampshire Friendly Society, an exceptionally well-documented fund operational in Southern England, 1825–1989. Findings are based on a dataset of individual sickness histories of a sample of 5552 men and on qualitative documentary analysis of administrative records. On each count our results fail to demonstrate a cultural inflation of morbidity, except perhaps for those aged over 65. However, occasional discussion in the administrative records of economic incentives encouraging unnecessary prolongation of claims means we cannot rule it out entirely.
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e-pub ahead of print date: October 2011
Published date: December 2011
Keywords:
england, morbidity, insurance, friendly society, cultural inflation, sick role, uk, historical
Organisations:
Social Sciences
Identifiers
Local EPrints ID: 200919
URI: http://eprints.soton.ac.uk/id/eprint/200919
ISSN: 0277-9536
PURE UUID: 00f9082f-4942-4059-9217-be7af5a04afc
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Date deposited: 26 Oct 2011 16:04
Last modified: 15 Mar 2024 02:45
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Author:
Martin Gorsky
Author:
Aravinda Meera Guntupalli
Author:
Bernard Harris
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