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Segmentation in Markov chain consumer behaviour models

Segmentation in Markov chain consumer behaviour models
Segmentation in Markov chain consumer behaviour models
Contents
* A: Historical development of credit and behavioural scoring * R W Johnson: Legal, social and economic issues in implementing scoring in the US * R Eisenbeis: Problems in applying discriminant analysis in credit scoring models * M A Hopper and E M Lewis: Behaviour scoring and adaptive control systems * B: Objectives and measures in credit scoring * A D Wilkie: Measures for comparing scoring systems * G Wilkinson and J Tingay: The use of affordability data - does it add real value? * R L Keeney and R M Oliver: Improving lender offers using consumer preferences * C: Practical implementation of scoring systems * A Lucas: Updating scorecards: Removing the mystique * R M Oliver and E Wells: Efficient frontier cut-off policies in credit portfolios * D: Features of scoring * D J Hand and W E Henley: Can reject inference ever work? * G A Overstreet Jr, E L Bradley, and R S Kemp Jr: The flat-maximum effect and generic linear scoring models: a test * J N Crook, L C Thomas, and R Hamilton: The degradation of the scorecard over the business cycle * G Bennett, G Platts, and J Crossley: Inferring the inferred * E: Other applications of scoring in credit risk * K J Leonard: Detecting credit card fraud using expert systems * G Platts and I Howe: A single European scorecard * A Lucas and J Powell: Small sample scoring * F: Alternative approaches to scoring systems * B Narain: Survival analysis and the credit granting decision * P Sewart and J Whittaker: Graphical models in credit scoring * M B Yobas, J N Crook, and P Ross: Credit scoring using neural and evolutionary techniques * J Ho, L C Thomas, T A Pomrey, and W T Scherer: Segmenting in Markov chain consumer credit behaviour models
0198527977
295-307
Oxford University Press
Ho, J.
5578af0b-ee32-4cfc-90e5-d10be76c9c61
Thomas, L.C.
a3ce3068-328b-4bce-889f-965b0b9d2362
Pomrey, T.A.
dc11a68d-3b8a-4517-a48d-a6da37fb661d
Scherer, W.T.
46b4ef0a-25c9-476a-af51-0e6056b39ffd
Thomas, L. C.
Crook, J.
Edelman, B. D.
Ho, J.
5578af0b-ee32-4cfc-90e5-d10be76c9c61
Thomas, L.C.
a3ce3068-328b-4bce-889f-965b0b9d2362
Pomrey, T.A.
dc11a68d-3b8a-4517-a48d-a6da37fb661d
Scherer, W.T.
46b4ef0a-25c9-476a-af51-0e6056b39ffd
Thomas, L. C.
Crook, J.
Edelman, B. D.

Ho, J., Thomas, L.C., Pomrey, T.A. and Scherer, W.T. (2004) Segmentation in Markov chain consumer behaviour models. In, Thomas, L. C., Crook, J. and Edelman, B. D. (eds.) Readings in Credit Scoring. Oxford, UK. Oxford University Press, pp. 295-307.

Record type: Book Section

Abstract

Contents
* A: Historical development of credit and behavioural scoring * R W Johnson: Legal, social and economic issues in implementing scoring in the US * R Eisenbeis: Problems in applying discriminant analysis in credit scoring models * M A Hopper and E M Lewis: Behaviour scoring and adaptive control systems * B: Objectives and measures in credit scoring * A D Wilkie: Measures for comparing scoring systems * G Wilkinson and J Tingay: The use of affordability data - does it add real value? * R L Keeney and R M Oliver: Improving lender offers using consumer preferences * C: Practical implementation of scoring systems * A Lucas: Updating scorecards: Removing the mystique * R M Oliver and E Wells: Efficient frontier cut-off policies in credit portfolios * D: Features of scoring * D J Hand and W E Henley: Can reject inference ever work? * G A Overstreet Jr, E L Bradley, and R S Kemp Jr: The flat-maximum effect and generic linear scoring models: a test * J N Crook, L C Thomas, and R Hamilton: The degradation of the scorecard over the business cycle * G Bennett, G Platts, and J Crossley: Inferring the inferred * E: Other applications of scoring in credit risk * K J Leonard: Detecting credit card fraud using expert systems * G Platts and I Howe: A single European scorecard * A Lucas and J Powell: Small sample scoring * F: Alternative approaches to scoring systems * B Narain: Survival analysis and the credit granting decision * P Sewart and J Whittaker: Graphical models in credit scoring * M B Yobas, J N Crook, and P Ross: Credit scoring using neural and evolutionary techniques * J Ho, L C Thomas, T A Pomrey, and W T Scherer: Segmenting in Markov chain consumer credit behaviour models

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Published date: 2004
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Identifiers

Local EPrints ID: 35916
URI: http://eprints.soton.ac.uk/id/eprint/35916
ISBN: 0198527977
PURE UUID: d7a98b90-4490-4674-860b-1fcc7240d49f

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Date deposited: 24 May 2006
Last modified: 22 Jul 2022 20:45

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Contributors

Author: J. Ho
Author: L.C. Thomas
Author: T.A. Pomrey
Author: W.T. Scherer
Editor: L. C. Thomas
Editor: J. Crook
Editor: B. D. Edelman

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