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A South Asian disadvantage? Differences in occupational pension membership in the UK

A South Asian disadvantage? Differences in occupational pension membership in the UK
A South Asian disadvantage? Differences in occupational pension membership in the UK
The UK state pension system offers a state pension that is relatively low, and as a result, occupational pensions have been a key aspect of pension protection for employees to ‘top up’ their income in later life. Previous research reported that individuals from South Indian groups (Indian, Pakistani and Bangladeshi) are less likely to contribute to occupational pensions than White British individuals due to the interaction of their labour market participation and pension membership patterns, meaning they are less likely to receive income from pensions and more likely to face poverty in later life. This study uses individual data from the first wave of Understanding Society and investigates patterns of employment and the determinants of membership in an employer’s pension scheme among working-age individuals from minority ethnic groups and the White British population. The analysis focuses specifically on patterns of occupational pension membership for individuals from the three South Indian groups compared to White British individuals and those from other ethnic groups. This paper is based on Vlachantoni, A. et al (2015) ‘Ethnicity and occupational pension membership in the UK’, Social Policy and Administration. Article first published online: 14 APR 2015, DOI: 10.1111/spol.12137
3
University of Southampton
Vlachantoni, Athina
06a52fbb-f2a0-4c81-9fbc-d6efc736c6cb
Feng, Zhixin
33c0073f-a67c-4d8a-9fea-5a502420e589
Evandrou, Maria
cd2210ea-9625-44d7-b0f4-fc0721a25d28
Falkingham, Jane
8df36615-1547-4a6d-ad55-aa9496e85519
McGowan, Teresa
4524e894-04de-4822-8508-f4b966e12ae2
West, Genna
bc3800cb-9a8d-4c80-9bd2-e79ecefcea93
Vlachantoni, Athina
06a52fbb-f2a0-4c81-9fbc-d6efc736c6cb
Feng, Zhixin
33c0073f-a67c-4d8a-9fea-5a502420e589
Evandrou, Maria
cd2210ea-9625-44d7-b0f4-fc0721a25d28
Falkingham, Jane
8df36615-1547-4a6d-ad55-aa9496e85519
McGowan, Teresa
4524e894-04de-4822-8508-f4b966e12ae2
West, Genna
bc3800cb-9a8d-4c80-9bd2-e79ecefcea93

Vlachantoni, Athina, Feng, Zhixin, Evandrou, Maria and Falkingham, Jane , McGowan, Teresa and West, Genna (eds.) (2015) A South Asian disadvantage? Differences in occupational pension membership in the UK (ESRC Centre for Population Change Report, 3) Southampton, GB. University of Southampton 8pp.

Record type: Monograph (Project Report)

Abstract

The UK state pension system offers a state pension that is relatively low, and as a result, occupational pensions have been a key aspect of pension protection for employees to ‘top up’ their income in later life. Previous research reported that individuals from South Indian groups (Indian, Pakistani and Bangladeshi) are less likely to contribute to occupational pensions than White British individuals due to the interaction of their labour market participation and pension membership patterns, meaning they are less likely to receive income from pensions and more likely to face poverty in later life. This study uses individual data from the first wave of Understanding Society and investigates patterns of employment and the determinants of membership in an employer’s pension scheme among working-age individuals from minority ethnic groups and the White British population. The analysis focuses specifically on patterns of occupational pension membership for individuals from the three South Indian groups compared to White British individuals and those from other ethnic groups. This paper is based on Vlachantoni, A. et al (2015) ‘Ethnicity and occupational pension membership in the UK’, Social Policy and Administration. Article first published online: 14 APR 2015, DOI: 10.1111/spol.12137

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More information

Published date: 23 June 2015
Organisations: Social Statistics & Demography, Centre for Population Change

Identifiers

Local EPrints ID: 378308
URI: http://eprints.soton.ac.uk/id/eprint/378308
PURE UUID: 22252e3e-2ff8-4e26-b9c8-bdcde4bed215
ORCID for Athina Vlachantoni: ORCID iD orcid.org/0000-0003-1539-3057
ORCID for Maria Evandrou: ORCID iD orcid.org/0000-0002-2115-9358
ORCID for Jane Falkingham: ORCID iD orcid.org/0000-0002-7135-5875

Catalogue record

Date deposited: 01 Jul 2015 11:25
Last modified: 27 Jan 2020 13:41

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Contributors

Author: Zhixin Feng
Author: Maria Evandrou ORCID iD
Author: Jane Falkingham ORCID iD
Editor: Teresa McGowan
Editor: Genna West

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