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Being thrifty on a $100K wage: austerity in family finances

Being thrifty on a $100K wage: austerity in family finances
Being thrifty on a $100K wage: austerity in family finances
Understanding how families manage their finances represents a highly important research agenda given the recent economic climate of debt and uncertainty. To have a better understanding of the economics in domestic settings, it is very important to study the ways money and financial issues are collaboratively handled within families. Using an ethnographic approach, we studied the everyday financial practices of fifteen middle-income families. Our preliminary results show that there is a strong tendency to live frugally; that, people apply various and creative mechanisms to minimize their expenses and save money seemingly irrespectively of their income. To this end we highlight some implications for designing technologies to support household financial practices.
family finances, hci, design
978-1-4503-2946-0
167-170
Vyas, Dhaval
74485b22-71c5-4e29-976b-3816646150d5
Snow, Stephen
1ba928e0-a4d7-4392-ae59-31ac8467eb94
Brereton, Margot
881134fd-1382-4982-9afd-02f96d239e48
Dulleck, Uwe
634bcede-2bd5-4f6b-8c0e-e6e2b1517b61
Boyen, Xavier
519c4a77-f1fb-4b1b-a832-c8955818d608
Vyas, Dhaval
74485b22-71c5-4e29-976b-3816646150d5
Snow, Stephen
1ba928e0-a4d7-4392-ae59-31ac8467eb94
Brereton, Margot
881134fd-1382-4982-9afd-02f96d239e48
Dulleck, Uwe
634bcede-2bd5-4f6b-8c0e-e6e2b1517b61
Boyen, Xavier
519c4a77-f1fb-4b1b-a832-c8955818d608

Vyas, Dhaval, Snow, Stephen, Brereton, Margot, Dulleck, Uwe and Boyen, Xavier (2015) Being thrifty on a $100K wage: austerity in family finances. CSCW'15 Companion Proceedings of the 18th ACM Conference Companion on Computer Supported Cooperative Work & Social Computing. 14 - 18 Mar 2015. pp. 167-170 . (doi:10.1145/2685553.2698998).

Record type: Conference or Workshop Item (Paper)

Abstract

Understanding how families manage their finances represents a highly important research agenda given the recent economic climate of debt and uncertainty. To have a better understanding of the economics in domestic settings, it is very important to study the ways money and financial issues are collaboratively handled within families. Using an ethnographic approach, we studied the everyday financial practices of fifteen middle-income families. Our preliminary results show that there is a strong tendency to live frugally; that, people apply various and creative mechanisms to minimize their expenses and save money seemingly irrespectively of their income. To this end we highlight some implications for designing technologies to support household financial practices.

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More information

Published date: March 2015
Venue - Dates: CSCW'15 Companion Proceedings of the 18th ACM Conference Companion on Computer Supported Cooperative Work & Social Computing, 2015-03-14 - 2015-03-18
Keywords: family finances, hci, design
Organisations: Agents, Interactions & Complexity

Identifiers

Local EPrints ID: 386433
URI: http://eprints.soton.ac.uk/id/eprint/386433
ISBN: 978-1-4503-2946-0
PURE UUID: 5cad8d6f-a3e3-4e54-9986-439cfe8b283a

Catalogue record

Date deposited: 19 Feb 2016 09:29
Last modified: 15 Jul 2019 20:49

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