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Ethnic elders and pension protection in the United Kingdom

Ethnic elders and pension protection in the United Kingdom
Ethnic elders and pension protection in the United Kingdom
Pension receipt in later life is determined by the way in which individuals' pension contributions and circumstances over the lifecourse interact with eligibility rules. Within the British context, such pensions relate to sources such as the State Pension, an occupational or private pension, and Pension Credit. Existing research shows that membership of certain ethnic groups is associated with a lower likelihood of receiving occupational or private pensions. Data from Understanding Society allows us to build on existing evidence by examining the factors associated with the receipt of three different kinds of pension income – State, occupational/private and Pension Credit – among older men and women from separate Black and Minority Ethnic (BME) groups. The results show that belonging to certain BME groups reduces one's chances of receiving the State Pension or an occupational/private pension, but increases the chance of receiving Pension Credit. The gender-specific analysis shows that these results hold true for many BME groups of men, whereas among women, only Pakistani women are less likely than White British women to receive an occupational/private pension. Such findings provide up-to-date empirical evidence that ethnic inequalities in pension protection are still evident and contribute to the increasingly important debate in the United Kingdom and elsewhere regarding migrants' social security and welfare over the lifecourse and in later life.
1025-1049
Vlachantoni, Athina
06a52fbb-f2a0-4c81-9fbc-d6efc736c6cb
Feng, Zhixin
33c0073f-a67c-4d8a-9fea-5a502420e589
Evandrou, Maria
cd2210ea-9625-44d7-b0f4-fc0721a25d28
Falkingham, Jane
8df36615-1547-4a6d-ad55-aa9496e85519
Vlachantoni, Athina
06a52fbb-f2a0-4c81-9fbc-d6efc736c6cb
Feng, Zhixin
33c0073f-a67c-4d8a-9fea-5a502420e589
Evandrou, Maria
cd2210ea-9625-44d7-b0f4-fc0721a25d28
Falkingham, Jane
8df36615-1547-4a6d-ad55-aa9496e85519

Vlachantoni, Athina, Feng, Zhixin, Evandrou, Maria and Falkingham, Jane (2017) Ethnic elders and pension protection in the United Kingdom Ageing & Society, 37, (5), pp. 1025-1049. (doi:10.1017/S0144686X16000143).

Record type: Article

Abstract

Pension receipt in later life is determined by the way in which individuals' pension contributions and circumstances over the lifecourse interact with eligibility rules. Within the British context, such pensions relate to sources such as the State Pension, an occupational or private pension, and Pension Credit. Existing research shows that membership of certain ethnic groups is associated with a lower likelihood of receiving occupational or private pensions. Data from Understanding Society allows us to build on existing evidence by examining the factors associated with the receipt of three different kinds of pension income – State, occupational/private and Pension Credit – among older men and women from separate Black and Minority Ethnic (BME) groups. The results show that belonging to certain BME groups reduces one's chances of receiving the State Pension or an occupational/private pension, but increases the chance of receiving Pension Credit. The gender-specific analysis shows that these results hold true for many BME groups of men, whereas among women, only Pakistani women are less likely than White British women to receive an occupational/private pension. Such findings provide up-to-date empirical evidence that ethnic inequalities in pension protection are still evident and contribute to the increasingly important debate in the United Kingdom and elsewhere regarding migrants' social security and welfare over the lifecourse and in later life.

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e-pub ahead of print date: 26 February 2016
Published date: May 2017
Organisations: Gerontology

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Local EPrints ID: 388747
URI: http://eprints.soton.ac.uk/id/eprint/388747
PURE UUID: 62e72b2d-d984-4227-872e-e9b4e326e3f0

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Date deposited: 02 Mar 2016 16:38
Last modified: 17 Aug 2017 16:33

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