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Social citizenship, housing wealth and the cost of social care: is the Care Act 2014 'fair'?

Social citizenship, housing wealth and the cost of social care: is the Care Act 2014 'fair'?
Social citizenship, housing wealth and the cost of social care: is the Care Act 2014 'fair'?
This article assesses the extent to which it is ‘fair’ for the government to require owner-occupiers to draw on the equity accumulated in their home to fund their social care costs. The question is stimulated by the report of the Commission on Funding of Care and Support, Fairer Care Funding (the Dilnot Commission) and the subsequent Care Act 2014. The enquiry is located within the framework of social citizenship and the new social contract. It argues that the individualistic, contractarian approach, exemplified by the Dilnot Commission and reflected in the Act, raises questions when considered from the perspective of intergenerational fairness. We argue that our concerns with the Act could be addressed by inculcating an expectation of drawing on housing wealth to fund older age: a policy of asset-based welfare.
0026-7961
112-139
Hopkins, Nicholas
275e4580-220b-40e1-bb31-8180a9601736
Laurie, Emma
c1dd220c-d784-4d82-a3ae-c6cdedd48a18
Hopkins, Nicholas
275e4580-220b-40e1-bb31-8180a9601736
Laurie, Emma
c1dd220c-d784-4d82-a3ae-c6cdedd48a18

Hopkins, Nicholas and Laurie, Emma (2015) Social citizenship, housing wealth and the cost of social care: is the Care Act 2014 'fair'? Modern Law Review, 78 (1), 112-139. (doi:10.1111/1468-2230.12108).

Record type: Article

Abstract

This article assesses the extent to which it is ‘fair’ for the government to require owner-occupiers to draw on the equity accumulated in their home to fund their social care costs. The question is stimulated by the report of the Commission on Funding of Care and Support, Fairer Care Funding (the Dilnot Commission) and the subsequent Care Act 2014. The enquiry is located within the framework of social citizenship and the new social contract. It argues that the individualistic, contractarian approach, exemplified by the Dilnot Commission and reflected in the Act, raises questions when considered from the perspective of intergenerational fairness. We argue that our concerns with the Act could be addressed by inculcating an expectation of drawing on housing wealth to fund older age: a policy of asset-based welfare.

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Accepted/In Press date: 1 October 2014
e-pub ahead of print date: 2 January 2015
Organisations: Southampton Law School

Identifiers

Local EPrints ID: 401151
URI: http://eprints.soton.ac.uk/id/eprint/401151
ISSN: 0026-7961
PURE UUID: c8705316-89ed-4133-9a88-48c06eacbac1
ORCID for Emma Laurie: ORCID iD orcid.org/0000-0002-2178-1593

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Date deposited: 10 Oct 2016 11:29
Last modified: 15 Mar 2024 03:01

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Contributors

Author: Nicholas Hopkins
Author: Emma Laurie ORCID iD

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