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By insurers, for insurers: The UK’s liability regime for autonomous vehicles

By insurers, for insurers: The UK’s liability regime for autonomous vehicles
By insurers, for insurers: The UK’s liability regime for autonomous vehicles
The United Kingdom has enacted legislation to govern the liability of highly autonomous vehicles. The chosen method is peculiar, with liability placed on motor (auto) insurers despite the lack of a corresponding liability on road users. This article seeks to explain why the UK government was so invested in maintaining mass market motor insurance policies (instead of a system based on motor manufacturer liability) and suggests that the answer lies in insurers’ desire to harvest customer data. We are the product.
Autonomous vehicles, Data, Liability, Motor insurance
1932-9148
163–188
Davey, James
6fe8c2ef-5959-4877-94a5-a55098975daa
Davey, James
6fe8c2ef-5959-4877-94a5-a55098975daa

Davey, James (2020) By insurers, for insurers: The UK’s liability regime for autonomous vehicles. Journal of Tort Law, 13 (2), 163–188. (doi:10.1515/jtl-2020-2010).

Record type: Article

Abstract

The United Kingdom has enacted legislation to govern the liability of highly autonomous vehicles. The chosen method is peculiar, with liability placed on motor (auto) insurers despite the lack of a corresponding liability on road users. This article seeks to explain why the UK government was so invested in maintaining mass market motor insurance policies (instead of a system based on motor manufacturer liability) and suggests that the answer lies in insurers’ desire to harvest customer data. We are the product.

Text
[19329148 - Journal of Tort Law] By Insurers, For Insurers_ The UK’s Liability Regime for Autonomous Vehicles - Version of Record
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Submitted date: 23 October 2020
e-pub ahead of print date: 20 November 2020
Keywords: Autonomous vehicles, Data, Liability, Motor insurance

Identifiers

Local EPrints ID: 444548
URI: http://eprints.soton.ac.uk/id/eprint/444548
DOI: doi:10.1515/jtl-2020-2010
ISSN: 1932-9148
PURE UUID: ee76fffc-6d7d-42c1-a5df-c1053fe56426
ORCID for James Davey: ORCID iD orcid.org/0000-0002-0748-1404

Catalogue record

Date deposited: 23 Oct 2020 16:33
Last modified: 16 Mar 2024 09:46

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Author: James Davey ORCID iD

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