The FCA Test Case: Causal Expressions in the Insurance Context
The FCA Test Case: Causal Expressions in the Insurance Context
Given the contractual uncertainty around the validity of claims for losses under business interruption insurance policies due to the outbreak of Covid-19 and the government measures, the Financial Conduct Authority (FCA) sought court declarations as part of a test case. The test case is not intended to cover all possible disputes or any single claim, but to resolve some key uncertainties regarding contractual coverage and issues of causation. Not to provide a thorough analysis of the judgments, the following focuses on the issues of interpretation of causal phrases used in insurance contracts and divergent causal nexus recognised in insurance law.
5-6
Song, Meixian
95735514-86ff-4387-aecb-9f708549047a
Hjalmarsson, Johanna
73a98539-9a14-4e63-bb53-5a7c365ad6e4
24 February 2021
Song, Meixian
95735514-86ff-4387-aecb-9f708549047a
Hjalmarsson, Johanna
73a98539-9a14-4e63-bb53-5a7c365ad6e4
Song, Meixian and Hjalmarsson, Johanna
(2021)
The FCA Test Case: Causal Expressions in the Insurance Context.
Lloyd's Shipping and Trade Law, 21 (1), .
Abstract
Given the contractual uncertainty around the validity of claims for losses under business interruption insurance policies due to the outbreak of Covid-19 and the government measures, the Financial Conduct Authority (FCA) sought court declarations as part of a test case. The test case is not intended to cover all possible disputes or any single claim, but to resolve some key uncertainties regarding contractual coverage and issues of causation. Not to provide a thorough analysis of the judgments, the following focuses on the issues of interpretation of causal phrases used in insurance contracts and divergent causal nexus recognised in insurance law.
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The FCA Test Case for PURE
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Accepted/In Press date: 22 February 2021
e-pub ahead of print date: 24 February 2021
Published date: 24 February 2021
Identifiers
Local EPrints ID: 449827
URI: http://eprints.soton.ac.uk/id/eprint/449827
ISSN: 2577-5219
PURE UUID: 161a3735-a55a-433c-b82a-bec3017453bb
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Date deposited: 18 Jun 2021 16:31
Last modified: 17 Mar 2024 03:25
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