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The role of debt in the maintenance of homelessness

The role of debt in the maintenance of homelessness
The role of debt in the maintenance of homelessness

Debt is highly prevalent within the homeless population. This narrative review makes use of a varied literature to explore the relationship between debt and homelessness, focussing particularly on organisational (systemic) and individual factors and formulating the relationship between the two. A number of forms of debt and the causes of that debt are explored, in terms of individual factors such as motivation and organisational factors such as inflexible rent protocols. These factors are considered within the context of the cash economy operated by people who are homeless, together with the survival behaviours that drive such a way of operating. Conclusions are drawn about the nature of interventions and how individual psychological approaches to motivation need to be taken into account.

debt, drug use, homelessness, individual, motivation, organisational, rent
2296-2565
Maguire, Nick
ebc88e0a-3c1e-4b3a-88ac-e1dad740011b
Maguire, Nick
ebc88e0a-3c1e-4b3a-88ac-e1dad740011b

Maguire, Nick (2022) The role of debt in the maintenance of homelessness. Frontiers in Public Health, 9, [810064]. (doi:10.3389/fpubh.2021.810064).

Record type: Review

Abstract

Debt is highly prevalent within the homeless population. This narrative review makes use of a varied literature to explore the relationship between debt and homelessness, focussing particularly on organisational (systemic) and individual factors and formulating the relationship between the two. A number of forms of debt and the causes of that debt are explored, in terms of individual factors such as motivation and organisational factors such as inflexible rent protocols. These factors are considered within the context of the cash economy operated by people who are homeless, together with the survival behaviours that drive such a way of operating. Conclusions are drawn about the nature of interventions and how individual psychological approaches to motivation need to be taken into account.

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More information

Accepted/In Press date: 16 December 2021
Published date: 27 January 2022
Keywords: debt, drug use, homelessness, individual, motivation, organisational, rent

Identifiers

Local EPrints ID: 474669
URI: http://eprints.soton.ac.uk/id/eprint/474669
ISSN: 2296-2565
PURE UUID: 44c36e90-be2d-4fcd-aa53-bbec6c98e0d2
ORCID for Nick Maguire: ORCID iD orcid.org/0000-0003-4295-8068

Catalogue record

Date deposited: 01 Mar 2023 17:33
Last modified: 18 Mar 2024 02:53

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