Response Type
0 = IP Address
1 = Survey Preview
2 = Survey Test
4 = Imported
8 = Spam
9 = Survey Preview Spam
12 = Imported Spam
16 = Offline
17 = Offline Survey Preview
32 = EX
40 = EX Spam
48 = EX Offline

0 = False
1 = True

What is your gender? - Selected Choice
1 = Male
2 = Female
3 = Prefer Not to Say
4 = Other (please describe)

What best describes your ethnic group or background? - Selected Choice
1 = White English / Welsh / Scottish / Northern Irish / British
2 = White Irish
3 = White Gypsy or Irish Traveller
4 = Any other White background, please describe
5 = White and Black Caribbean
6 = White and Black African
7 = White and Asian
8 = Any other Mixed / Multiple ethnic background, please describe
9 = Asian - Indian
10 = Asian - Pakistani
11 = Asian - Bangladeshi
12 = Asian - Chinese
13 = Any other Asian background, please describe
14 = Black African
15 = Black Caribbean
16 = Black American
17 = Any other Black / African / Caribbean background, please describe
18 = Arab
19 = Latin/South/Central American
20 = Native American/Alaskan Native
21 = Pacific Islander
22 = Native Hawaiian
23 = Any other ethnic group, please describe
24 = Black British
25 = Asian British
26 = Mixed / Multiple ethnic British

List of Countries
173 = The former Yugoslav Republic of Macedonia
185 = United Kingdom of Great Britain and Northern Ireland

What is your current marital status?
1 = Divorced
2 = Living with a partner
3 = Married
4 = Separated
5 = Single
6 = Widowed

What is the highest level of education you have completed?
1 = Did not complete secondary school
2 = Secondary school (GCSEs/’O’ levels)
3 = College (‘A’ levels)
4 = Vocational/technical school
5 = Higher Education Certificate
6 = Diploma
7 = Bachelor’s degree
8 = Master’s degree
9 = Doctoral degree
10 = Professional degree

How would you describe your housing situation? - Selected Choice
1 = Home owned outright
2 = Home owner with a mortgage
3 = Social rented housing (including housing associations)
4 = Private rented housing
5 = Temporary council-provided housing
6 = Permanent council-provided housing
7 = Living with family or friends without paying rent
8 = Sofa-surfing
9 = Other, please describe
10 = Unsure

What is your employment status? - Selected Choice
1 = Working part-time (less than 30 hours per week)
2 = Working full-time (30 hours per week or more)
3 = Unemployed and looking for work
4 = Self-employed
5 = Full or part-time student
6 = Retired
7 = Looking after the home/caring for family
8 = Unable to work because of ill health or disability
9 = Other, please describe

If you are working, how would you describe your occupation? - Selected Choice
1 = Higher managerial, administrative, professional, e.g. Chief executive, senior civil servant, surgeon
2 = Intermediate managerial, administrative, professional, e.g. bank manager, teacher
3 = Supervisory, clerical, junior managerial, e.g. shop floor supervisor, bank clerk, sales person
4 = Skilled manual workers, e.g. electrician, carpenter
5 = Semi-skilled and unskilled manual workers, e.g. assembly line worker, refuse collector, messenger
6 = Other, please describe

What currency would you like to use to answer a few questions about finances? - Selected Choice
1 = Pound Sterling/GBP (£)
2 = Euro/EUR (€)
3 = U.S. Dollar/USD ($)
4 = Other currency, please describe

What is your monthly income (after tax deductions) from employment? (Please do not include any income from financial support, such as benefits, welfare or Universal Credit, etc.)
1 = £0 - £249
2 = £250 - £499
3 = £500 - £749
4 = £750 - £999
5 = £1000 - £1249
6 = £1250 - £1499
7 = £1500 -£1749
8 = £1750 - £1999
9 = £2000+
10 = Unsure

What is your monthly income (after tax deductions) from employment? (Please do not include any income from financial support, such as benefits, welfare or Universal Credit, etc.)
1 = €0 - €286
2 = €287 - €572
3 = €573 - €859
4 = €860 - €1146
5 = €1147 - €1433
6 = €1434 - €1719
7 = €1720 - €2006
8 = €2007 - €2293
9 = €2294+
10 = Unsure

What is your monthly income (after tax deductions) from employment? (Please do not include any income from financial support, such as benefits, welfare or Universal Credit, etc.)
1 = $0 - $284
2 = $285 - $569
3 = $570 - $854
4 = $855 - $1139
5 = $1140 - $1424
6 = $1425 - $1709
7 = $1710 - $1994
8 = $1995 - $2279
9 = $2280+
10 = Unsure

Are you in receipt of benefits/welfare/financial support from the government?
1 = Yes
2 = No
3 = Unsure

What benefits/welfare/financial support do you receive? (Please select all that apply) Working Tax Credits
1 = Working Tax Credits

What benefits/welfare/financial support do you receive? (Please select all that apply) Universal Credit
1 = Universal Credit

What benefits/welfare/financial support do you receive? (Please select all that apply) Disability Living Allowance (DLA)
1 = Disability Living Allowance (DLA)

What benefits/welfare/financial support do you receive? (Please select all that apply) Carer’s Allowance
1 = Carer’s Allowance

What benefits/welfare/financial support do you receive? (Please select all that apply) Employment and Support Allowance (ESA)
1 = Employment and Support Allowance (ESA)

What benefits/welfare/financial support do you receive? (Please select all that apply) Income Support
1 = Income Support

What benefits/welfare/financial support do you receive? (Please select all that apply) Jobseeker's Allowance (JSA)
1 = Jobseeker's Allowance (JSA)

What benefits/welfare/financial support do you receive? (Please select all that apply) Personal Independence Payment (PIP)
1 = Personal Independence Payment (PIP)

What benefits/welfare/financial support do you receive? (Please select all that apply) Attendance Allowance
1 = Attendance Allowance

What benefits/welfare/financial support do you receive? (Please select all that apply) Child Tax Credit
1 = Child Tax Credit

What benefits/welfare/financial support do you receive? (Please select all that apply) Pension Credit
1 = Pension Credit

What benefits/welfare/financial support do you receive? (Please select all that apply) Other
1 = Other

What benefits/welfare/financial support do you receive? (Please select all that apply) Unsure
1 = Unsure

What is your monthly income from these benefits/welfare/financial support?
1 = £0 - £249
2 = £250 - £499
3 = £500 - £749
4 = £750 - £999
5 = £1000 - £1249
6 = £1250 - £1499
7 = £1500 -£1749
8 = £1750 - £1999
9 = £2000+

What is your monthly income from these benefits/welfare/financial support?
1 = €0 - €286
2 = €287 - €572
3 = €573 - €859
4 = €860 - €1146
5 = €1147 - €1433
6 = €1434 - €1719
7 = €1720 - €2006
8 = €2007 - €2293
9 = €2294+

What is your monthly income from these benefits/welfare/financial support?
1 = $0 - $284
2 = $285 - $569
3 = $570 - $854
4 = $855 - $1139
5 = $1140 - $1424
6 = $1425 - $1709
7 = $1710 - $1994
8 = $1995 - $2279
9 = $2280+

Do you currently have any of the following? (Please select all that apply) Loan from bank and/or building society (excluding mortgage)
1 = Loan from bank and/or building society (excluding mortgage)

Do you currently have any of the following? (Please select all that apply) Loan from company that collects payments from home (e.g. Provident)
1 = Loan from company that collects payments from home (e.g. Provident)

Do you currently have any of the following? (Please select all that apply) Loan from a finance company (e.g. Ocean Finance)
1 = Loan from a finance company (e.g. Ocean Finance)

Do you currently have any of the following? (Please select all that apply) Goods bought in instalments from mail order catalogue
1 = Goods bought in instalments from mail order catalogue

Do you currently have any of the following? (Please select all that apply) Goods bought on ‘hire purchase’ (HP) or on credit
1 = Goods bought on ‘hire purchase’ (HP) or on credit

Do you currently have any of the following? (Please select all that apply) Goods bought on a 'buy now, pay later' service (e.g. Klarna)
1 = Goods bought on a 'buy now, pay later' service (e.g. Klarna)

Do you currently have any of the following? (Please select all that apply) Social Fund or Crisis Loan
1 = Social Fund or Crisis Loan

Do you currently have any of the following? (Please select all that apply) Loan from a payday lender (e.g. Wonga, Lending Stream)
1 = Loan from a payday lender (e.g. Wonga, Lending Stream)

Do you currently have any of the following? (Please select all that apply) Loan from a credit union
1 = Loan from a credit union

Do you currently have any of the following? (Please select all that apply) Loan from friends and family
1 = Loan from friends and family

Do you currently have any of the following? (Please select all that apply) Loan from an individual (not friends or family)
1 = Loan from an individual (not friends or family)

Do you currently have any of the following? (Please select all that apply) Other type of loan
1 = Other type of loan

Thinking about loans only (excluding student loans and mortgages), approximately how much in total do you currently owe in loans?
1 = Less than £500
2 = £500 or more, but less than £1,000
3 = £1,000 or more, but less than £2,500
4 = £2,500 or more, but less than £5,000
5 = £5,000 or more, but less than £10,000
6 = Between £10 000 and £20 000
7 = Unsure
8 = More than £20 000

Thinking about loans only (excluding student loans and mortgages), approximately how much in total do you currently owe in loans?
1 = Less than €573
2 = €573 or more, but less than €1147
3 = €1147 or more, but less than €2868
4 = €2868 or more, but less than €5735
5 = €5735 or more, but less than €11470
6 = Between €11470 and €22940
7 = Unsure
8 = More than €22940

Thinking about loans only (excluding student loans and mortgages), approximately how much in total do you currently owe in loans?
1 = Less than $570
2 = $570 or more, but less than $1141
3 = $1141 or more, but less than $2851
4 = $2851 or more, but less than $5703
5 = $5703 or more, but less than $11405
6 = Between $11405 and $22810
7 = Unsure
8 = More than $22810

Which, if any, of the following do you currently have? (Please select all that apply) Credit card (eg, Mastercard or Visa)
1 = Credit card (eg, Mastercard or Visa)

Which, if any, of the following do you currently have? (Please select all that apply) Store card (eg, JD Sports card or Debenhams card)
1 = Store card (eg, JD Sports card or Debenhams card)

Thinking about these credit cards and store cards only, approximately how much in total do you currently owe on these cards? (Please tick one only)
2 = Less than £500
3 = £500 or more, but less than £1,000
4 = £1,000 or more, but less than £2,500
5 = £2,500 or more, but less than £5,000
6 = £5,000 or more, but less than £10,000
7 = More than £10,000
8 = Nothing at the moment
9 = Unsure

Thinking about these credit cards and store cards only, approximately how much in total do you currently owe on these cards? (Please tick one only)
2 = Less than €573
3 = €573 or more, but less than €1147
4 = €1147 or more, but less than €2868
5 = €2868 or more, but less than €5735
6 = €5735 or more, but less than €11470
7 = More than €11470
8 = Nothing at the moment
9 = Unsure

Thinking about these credit cards and store cards only, approximately how much in total do you currently owe on these cards? (Please tick one only)
2 = Less than $570
3 = $570 or more, but less than $1141
4 = $1141 or more, but less than $2851
5 = $2851 or more, but less than $5703
6 = $5703 or more, but less than $11405
7 = More than $11405
8 = Nothing at the moment
9 = Unsure

Are you currently overdrawn on your bank/building society account? - Selected Choice
1 = Yes, please write in the overdrawn amount (this can be approximate):
2 = No
3 = Unsure

In the last 3 months, how often have you been unable to pay bills or financial commitments due to a lack of money? (Please select one only)
1 = More often than not
2 = Often
3 = Sometimes
4 = Not often
5 = Never
6 = Unsure

In the last 3 months, have you been two or more consecutive payments behind with any of the following bills? (Please tick all that apply) Rent or mortgage payments
1 = Rent or mortgage payments

In the last 3 months, have you been two or more consecutive payments behind with any of the following bills? (Please tick all that apply) Council Tax
1 = Council Tax

In the last 3 months, have you been two or more consecutive payments behind with any of the following bills? (Please tick all that apply) Gas or electricity bill
1 = Gas or electricity bill

In the last 3 months, have you been two or more consecutive payments behind with any of the following bills? (Please tick all that apply) Water bill
1 = Water bill

In the last 3 months, have you been two or more consecutive payments behind with any of the following bills? (Please tick all that apply) Telephone/mobile phone bill
1 = Telephone/mobile phone bill

In the last 3 months, have you been two or more consecutive payments behind with any of the following bills? (Please tick all that apply) Credit card or store card bill
1 = Credit card or store card bill

In the last 3 months, have you been two or more consecutive payments behind with any of the following bills? (Please tick all that apply) Loan repayments
1 = Loan repayments

In the last 3 months, have you been two or more consecutive payments behind with any of the following bills? (Please tick all that apply) Repayments on goods bought on hire purchase or mail order
1 = Repayments on goods bought on hire purchase or mail order

In the last 3 months, have you been two or more consecutive payments behind with any of the following bills? (Please tick all that apply) TV licence
1 = TV licence

In the last 3 months, have you been two or more consecutive payments behind with any of the following bills? (Please tick all that apply) Income Tax or VAT payments
1 = Income Tax or VAT payments

In the last 3 months, have you been two or more consecutive payments behind with any of the following bills? (Please tick all that apply) None of these
1 = None of these

In the last 3 months, have any of the following things happened to you because you were behind with your bills? (Please select all that apply) - Selected Choice Threatened with legal or court action
1 = Threatened with legal or court action

In the last 3 months, have any of the following things happened to you because you were behind with your bills? (Please select all that apply) - Selected Choice Received a County Court Judgement
1 = Received a County Court Judgement

In the last 3 months, have any of the following things happened to you because you were behind with your bills? (Please select all that apply) - Selected Choice Had a charging order taken out against your home
1 = Had a charging order taken out against your home

In the last 3 months, have any of the following things happened to you because you were behind with your bills? (Please select all that apply) - Selected Choice Contacted by bailiffs or debt collectors
1 = Contacted by bailiffs or debt collectors

In the last 3 months, have any of the following things happened to you because you were behind with your bills? (Please select all that apply) - Selected Choice Lost your home through repossession or eviction
1 = Lost your home through repossession or eviction

In the last 3 months, have any of the following things happened to you because you were behind with your bills? (Please select all that apply) - Selected Choice Been declared bankrupt
1 = Been declared bankrupt

In the last 3 months, have any of the following things happened to you because you were behind with your bills? (Please select all that apply) - Selected Choice Other, please describe
1 = Other, please describe

In the last 3 months, have you ever used less of the below goods or services than you needed, because you couldn’t afford it? (Please select all that apply) Water
1 = Water

In the last 3 months, have you ever used less of the below goods or services than you needed, because you couldn’t afford it? (Please select all that apply) Gas
1 = Gas

In the last 3 months, have you ever used less of the below goods or services than you needed, because you couldn’t afford it? (Please select all that apply) Electricity
1 = Electricity

In the last 3 months, have you ever used less of the below goods or services than you needed, because you couldn’t afford it? (Please select all that apply) Telephone or mobile phone
1 = Telephone or mobile phone

In the last 3 months, have you ever used less of the below goods or services than you needed, because you couldn’t afford it? (Please select all that apply) Internet data
1 = Internet data

In the last 3 months, have you ever used less of the below goods or services than you needed, because you couldn’t afford it? (Please select all that apply) Wi-Fi
1 = Wi-Fi

In the last 3 months, how often have you ran out of money before the end of your budget time period (e.g. week or month, etc.)? (Please select only one)
1 = Always
2 = Most weeks or months
3 = More often than not
4 = Sometimes
5 = Hardly ever
6 = Never
7 = Unsure

In the last 3 months, have you gone without any of the following items because of a shortage of money? (Please select all that apply) - Selected Choice Clothes
1 = Clothes

In the last 3 months, have you gone without any of the following items because of a shortage of money? (Please select all that apply) - Selected Choice Shoes
1 = Shoes

In the last 3 months, have you gone without any of the following items because of a shortage of money? (Please select all that apply) - Selected Choice Food or skipped meals
1 = Food or skipped meals

In the last 3 months, have you gone without any of the following items because of a shortage of money? (Please select all that apply) - Selected Choice Heating
1 = Heating

In the last 3 months, have you gone without any of the following items because of a shortage of money? (Please select all that apply) - Selected Choice Lighting
1 = Lighting

In the last 3 months, have you gone without any of the following items because of a shortage of money? (Please select all that apply) - Selected Choice Baths or showers
1 = Baths or showers

In the last 3 months, have you gone without any of the following items because of a shortage of money? (Please select all that apply) - Selected Choice Travel (including fuel for driving and/or using public transport)
1 = Travel (including fuel for driving and/or using public transport)

In the last 3 months, have you gone without any of the following items because of a shortage of money? (Please select all that apply) - Selected Choice Phoning friends or family
1 = Phoning friends or family

In the last 3 months, have you gone without any of the following items because of a shortage of money? (Please select all that apply) - Selected Choice Going out or socialising
1 = Going out or socialising

In the last 3 months, have you gone without any of the following items because of a shortage of money? (Please select all that apply) - Selected Choice A hobby or sport
1 = A hobby or sport

In the last 3 months, have you gone without any of the following items because of a shortage of money? (Please select all that apply) - Selected Choice A holiday
1 = A holiday

In the last 3 months, have you gone without any of the following items because of a shortage of money? (Please select all that apply) - Selected Choice Other, please state
1 = Other, please state

In the last 3 months, have you gone without any of the following items because of a shortage of money? (Please select all that apply) - Selected Choice Never go without
1 = Never go without

In the last 3 months, have you gone without any of the following items because of a shortage of money? (Please select all that apply) - Selected Choice Money is not in shortage
1 = Money is not in shortage

Do you feel that you are in a better, worse or similar financial situation as you were before the start of the COVID-19 pandemic (early 2020)?
1 = Better
2 = Similar
3 = Worse
4 = Unsure

Do you feel that you are more, less or similarly worried about your financial situation as you were before the COVID-19 pandemic (early 2020)?
1 = More worried
2 = Similarly worried
3 = Less worried
4 = Unsure

During the last 6 months, how often did your family: - 1. Cut back on social activities and entertainment expenses?
1 = A - never
2 = B - sometimes
3 = C - often
4 = D - very often

Which of the following best described what has happened to your family income during the past 6 months?
1 = A. Has increased very much
2 = B. Has increased somewhat
3 = C. Has stayed the same
4 = D. Has decreased somewhat
5 = E. Has decreased very much

Which of the following best describes your family financially at this time?
1 = A. No problems
2 = B. Minor problems
3 = C. Major problems
4 = D. Extreme problems

Over the last 2 weeks, how often have you been bothered by the following problems? - 1. Feeling nervous, anxious or on edge
1 = Not at all
2 = Several days
3 = More than half the days
4 = Nearly every day

If you checked off any problems, how difficult have these problems made it for you to do your work, take care of things at home, or get along with other people?
1 = Not difficult at all
2 = Somewhat difficult
3 = Very difficult
4 = Extremely difficult

Over the last 2 weeks, how often have you been bothered by any of the following problems? - 1. Little interest or pleasure in doing things
1 = Not at all 0
2 = Several days 1
3 = More than half the days 2
4 = Nearly every day 3

1 = Never 0
2 = Almost Never 1
3 = Sometimes 2
4 = Fairly Often 3
5 = Very Often 4

Over the last week … - 1. I have felt tense, anxious or nervous
1 = Not at all
2 = Only occasionally
3 = Sometimes
4 = Often
5 = Most or all the time

When things go wrong for me: - 1. I am easily disappointed with myself.
1 = 0 Not at all like me
2 = 1 A little bit like me
3 = 2 Moderately like me
4 = 3 Quite a bit like me
5 = 4 Extremely like me