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Trust in digital currency enabled transactions model

Trust in digital currency enabled transactions model
Trust in digital currency enabled transactions model
This research extends theories of trust from e-commerce to incorporate digital currencies. In particular trust in business to consumer e-commerce transactions carried out using digital currencies such as Bitcoin is explored. A model of online trust is considered to be valid in this different transaction con- text but the significance of each construct changes and some extensions are necessary. The role of institutional trust in transactions has differences that are explored, and new constructs are suggested. These new constructs are incorporated into a new digital currency enabled transactions trust model. The results support the validity of the role of the rate of adoption and reputation of digital currencies as part of situational normality. The nature of the digital currency itself, the digital currency payment system, the payment intermediary, the digital currency P2P infrastructure, self-imposed and external regulation are also considered valid as part of structural assurance. These findings can be used by those developing the related technology, the vendors and regulatory institutions to increase consumer trust in digital currency enabled transactions in order to extend adoption and use.
Digital currency, trust, Bitcoin, e-commerce, business to consumer
Mediterranean Conference on Information Systems
Zarifis, Alex
7622e840-ba78-4a4f-879b-6ba0f62363cc
Cheng, Xusen
f88a8aee-cd1d-46f7-8169-8448252003df
Dimitriou, Salomi
c9db980d-2a12-4cb0-a58e-830f6f579374
Efthymiou, Leonidas
48b470a0-f7e9-476e-a6ce-d93185cd10f2
Zarifis, Alex
7622e840-ba78-4a4f-879b-6ba0f62363cc
Cheng, Xusen
f88a8aee-cd1d-46f7-8169-8448252003df
Dimitriou, Salomi
c9db980d-2a12-4cb0-a58e-830f6f579374
Efthymiou, Leonidas
48b470a0-f7e9-476e-a6ce-d93185cd10f2

Zarifis, Alex, Cheng, Xusen, Dimitriou, Salomi and Efthymiou, Leonidas (2015) Trust in digital currency enabled transactions model. In MCIS 2015 Proceedings. Mediterranean Conference on Information Systems. 9 pp .

Record type: Conference or Workshop Item (Paper)

Abstract

This research extends theories of trust from e-commerce to incorporate digital currencies. In particular trust in business to consumer e-commerce transactions carried out using digital currencies such as Bitcoin is explored. A model of online trust is considered to be valid in this different transaction con- text but the significance of each construct changes and some extensions are necessary. The role of institutional trust in transactions has differences that are explored, and new constructs are suggested. These new constructs are incorporated into a new digital currency enabled transactions trust model. The results support the validity of the role of the rate of adoption and reputation of digital currencies as part of situational normality. The nature of the digital currency itself, the digital currency payment system, the payment intermediary, the digital currency P2P infrastructure, self-imposed and external regulation are also considered valid as part of structural assurance. These findings can be used by those developing the related technology, the vendors and regulatory institutions to increase consumer trust in digital currency enabled transactions in order to extend adoption and use.

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Trust in Digital Currency Enabled Transactions Model Zarifis Cheng Dimitriou Efthymiou 2015 - Version of Record
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Published date: 2015
Keywords: Digital currency, trust, Bitcoin, e-commerce, business to consumer

Identifiers

Local EPrints ID: 490373
URI: http://eprints.soton.ac.uk/id/eprint/490373
PURE UUID: 35f2fd4b-3900-4bee-b8d5-7c1c597d8003
ORCID for Alex Zarifis: ORCID iD orcid.org/0000-0003-3103-4601

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Date deposited: 23 May 2024 17:39
Last modified: 06 Jun 2024 02:21

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Contributors

Author: Alex Zarifis ORCID iD
Author: Xusen Cheng
Author: Salomi Dimitriou
Author: Leonidas Efthymiou

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