READ ME File For 'Dataset For PhD Thesis (Essays on Digital Credit, Banking Business Models, and Bank Innovation)' Dataset DOI: 10.5258/SOTON/D3157 ReadMe Author: Faisal Alfhaili, ORCID ID 0000-0003-0140-6224 This dataset supports the thesis entitled Essays on Digital Credit, Banking Business Models, and Bank Innovation AWARDED BY: Univeristy of Southampton DATE OF AWARD: DESCRIPTION OF THE DATA Dataset used to generate empirical and statistical work of PhD Thesis : "Essays on Digital Credit, Banking Business Models, and Bank Innovation". Stata was used to conduct the empirical investigations. While Excel was used to prepare the data. This dataset contains: [This dataset contains an analysis of digital credit from 79 countries, detailing the volume of total digital credit during the study period and highlighting the proportion of countries contributing the most to global digital credit. It includes an in-depth examination of bank-fintech relationships through fintech equity fundraising amounts involving at least one US bank, analyzing the types of funding rounds and the sub-sectors of fintech firms. Furthermore, the dataset provides a comprehensive analysis of bank-fintech acquisitions.] Date of data collection: From April 2021 to May 2024. Information about geographic location of data collection: [All data collected online] Licence: [Creative Common Attribution International 4.0] Related projects/Funders: [None] Related publication: [None] Date that the file was created: July, 2024