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A note on knowledge discovery using neural networks and its application to credit card screening

A note on knowledge discovery using neural networks and its application to credit card screening
A note on knowledge discovery using neural networks and its application to credit card screening
We address an important issue in knowledge discovery using neural networks that has been left out in a recent article “Knowledge discovery using a neural network simultaneous optimization algorithm on a real world classification problem” by Sexton et al. [R.S. Sexton, S. McMurtrey, D.J. Cleavenger, Knowledge discovery using a neural network simultaneous optimization algorithm on a real world classification problem, European Journal of Operational Research 168 (2006) 1009–1018]. This important issue is the generation of comprehensible rule sets from trained neural networks. In this note, we present our neural network rule extraction algorithm that is very effective in discovering knowledge embedded in a neural network. This algorithm is particularly appropriate in applications where comprehensibility as well as accuracy are required. For the same data sets used by Sexton et al. our algorithm produces accurate rule sets that are concise and comprehensible, and hence helps validate the claim that neural networks could be viable alternatives to other data mining tools for knowledge discovery.
knowledge discovery, neural networks, rule extraction, credit screening
0377-2217
326-332
Setiono, R.
afc2459a-ab0e-4716-baf9-75a5d20e7409
Baesens, B.
f7c6496b-aa7f-4026-8616-ca61d9e216f0
Mues, C.
07438e46-bad6-48ba-8f56-f945bc2ff934
Setiono, R.
afc2459a-ab0e-4716-baf9-75a5d20e7409
Baesens, B.
f7c6496b-aa7f-4026-8616-ca61d9e216f0
Mues, C.
07438e46-bad6-48ba-8f56-f945bc2ff934

Setiono, R., Baesens, B. and Mues, C. (2009) A note on knowledge discovery using neural networks and its application to credit card screening. European Journal of Operational Research, 192 (1), 326-332. (doi:10.1016/j.ejor.2007.09.022).

Record type: Article

Abstract

We address an important issue in knowledge discovery using neural networks that has been left out in a recent article “Knowledge discovery using a neural network simultaneous optimization algorithm on a real world classification problem” by Sexton et al. [R.S. Sexton, S. McMurtrey, D.J. Cleavenger, Knowledge discovery using a neural network simultaneous optimization algorithm on a real world classification problem, European Journal of Operational Research 168 (2006) 1009–1018]. This important issue is the generation of comprehensible rule sets from trained neural networks. In this note, we present our neural network rule extraction algorithm that is very effective in discovering knowledge embedded in a neural network. This algorithm is particularly appropriate in applications where comprehensibility as well as accuracy are required. For the same data sets used by Sexton et al. our algorithm produces accurate rule sets that are concise and comprehensible, and hence helps validate the claim that neural networks could be viable alternatives to other data mining tools for knowledge discovery.

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More information

Submitted date: April 2007
Accepted/In Press date: April 2007
Published date: 2009
Keywords: knowledge discovery, neural networks, rule extraction, credit screening

Identifiers

Local EPrints ID: 51612
URI: http://eprints.soton.ac.uk/id/eprint/51612
ISSN: 0377-2217
PURE UUID: fb70231d-5bca-4b78-b002-8890cefdad99
ORCID for B. Baesens: ORCID iD orcid.org/0000-0002-5831-5668
ORCID for C. Mues: ORCID iD orcid.org/0000-0002-6289-5490

Catalogue record

Date deposited: 06 Jun 2008
Last modified: 16 Mar 2024 03:40

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Contributors

Author: R. Setiono
Author: B. Baesens ORCID iD
Author: C. Mues ORCID iD

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