The impact of regulation on risk perception: evidence from the banking industry
The impact of regulation on risk perception: evidence from the banking industry
This paper explores the impact of regulations on the perceptions and management of risk. The study focuses on Zimbabwean banks. We evaluated the influence of banking regulatory policy using data gathered from a Regulatory Impact Assessment (RIA) questionnaire and data measuring annual overall output from Zimbabwean banks. Overall, we found that risk management policies in Zimbabwean banks appear less than robust. The main reason for this appears to be the near chaotic nature of banking regulation provided by the Reserve Bank of Zimbabwe.
regulation, risk, perception, and banks
University of Southampton
Ojiako, U.
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Manungo, T.
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Chipulu, M.
12545803-0d1f-4a37-b2d2-f0d21165205e
Johnson, J.E.
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2010
Ojiako, U.
aaf46aee-2d90-4446-a689-84bc963c69aa
Manungo, T.
d0cf79ea-a395-46e8-ab9d-10a52f71ad2d
Chipulu, M.
12545803-0d1f-4a37-b2d2-f0d21165205e
Johnson, J.E.
6d9f1a51-38a8-4011-a792-bfc82040fac4
Ojiako, U., Manungo, T., Chipulu, M. and Johnson, J.E.
(2010)
The impact of regulation on risk perception: evidence from the banking industry
(Discussion Papers in Centre for Risk Research: Working Paper Series, CRR-10-02)
Southampton, UK.
University of Southampton
Record type:
Monograph
(Working Paper)
Abstract
This paper explores the impact of regulations on the perceptions and management of risk. The study focuses on Zimbabwean banks. We evaluated the influence of banking regulatory policy using data gathered from a Regulatory Impact Assessment (RIA) questionnaire and data measuring annual overall output from Zimbabwean banks. Overall, we found that risk management policies in Zimbabwean banks appear less than robust. The main reason for this appears to be the near chaotic nature of banking regulation provided by the Reserve Bank of Zimbabwe.
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Published date: 2010
Keywords:
regulation, risk, perception, and banks
Identifiers
Local EPrints ID: 79281
URI: http://eprints.soton.ac.uk/id/eprint/79281
PURE UUID: 923f1482-c734-4d3e-816b-c77749be95ba
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Date deposited: 11 Mar 2010
Last modified: 11 Dec 2021 03:44
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Contributors
Author:
U. Ojiako
Author:
T. Manungo
Author:
M. Chipulu
Author:
J.E. Johnson
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